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How To Use Wema Bank USSD (Mobile Banking)

Register  or Reset PIN

Dial *945*00# on the phone number you use to open your Wema Bank Account (or where you receive your alert) OR dial *945# to register account, then press 0, then press 0 again to register your pin, then you can create a 4 digit pin, then follow the other instructions.

To reset your pin

Dial *945# on the phone number you use to open your Wema Bank Account (or where you receive your alert) , then press 8 to go the next page, then press 2 to reset your pin or change your PIN.

 

Transfer to Wema Bank Account

Dial *945*NUBAN Account Number*Amount# (for example, *945*1234567890*5000#, to transfer 5,000 naira to 1234567890 on the mobile phone number you used to open your Wema Bank account.
You will select the bank type and enter your pin for the transfer to be authenticated.

 

Transfer to Other Banks

Dial *945*NUBAN Account Number*Amount# (for example, *945*1234567890*5000#, to transfer 5,000 naira to 1234567890 on the mobile phone number you used to open your Wema Bank account.
You will select the bank type and enter your pin for the transfer to be authenticated with the pin of your USSD transaction.

 

Check Account Balance Using USSD (Wema Bank)

Dial *945*0# on the mobile phone number you used to open your Wema Bank account and follow the instruction OR Dial *945#  and the press the number 0 on the mobile phone number you used to open your Wema Bank account and follow the instruction.

 

Buy Airtime for yourself

Dial *945*amount# (for example, *945*500#, to buy 500 naira airtime for your mobile number registered with Wema Bank account.

Buy Airtime for Friends or Others

Dial *945*Phone Number*Amount# (for example, *945*08060000000*500#, to buy 500 Naira airtime for mobile number, 08060000000.

 

How to Generate OTP Using USSD (Wema Bank)

Dial *945*15#( then follow other instructions made available to you.

Wema Bank Cardless Withdrawal

Dial *945*8*Amount#, (For example, *945*8*3000#, to withdraw 3000 Naira from ATM or POS cardless), you will be required to enter the amount you want to withdraw from your account on the mobile phone number you used to open your Wema Bank account. You will be required to create a one time pin (OTP), then enter the PIN to get a Paycode directly from you Wema Bank Account to Withdraw the cash.
At the ATM, enter your Paycode, OTP, Pin, Amount and Phone Number to get your Cash.

 

How to carry out remita payment from Wema  Account Using USSD

Dial *945*9*RRR#,(For Example, *945*9*01234567890987654320# then follow other instructions made available to you.

 

How to Pay for StarTimes Subscription Using USSD

Dial *945*18*Smartcard Number*Amount#,(For Example, *945*18*01234567890*2500# then follow other instructions made available to you.

How to Pay for DSTV Subscription Using USSD

Dial *945*16*Smartcard Number#,(For Example, *945*18*01234567890# then follow other instructions made available to you.

How to Pay for GoTV Subscription Using USSD

Dial *945*17*Smartcard Number#,(For Example, *945*18*01234567890# then follow other instructions made available to you.

How to Pay for Eko and Ikeja DISCO Using USSD

Dial *945*19*Meter Number*Amount#,(For Example, *945*18*01234567890*2500# then follow other instructions made available to you.

How to Pay for Smile Subscription Using USSD

Dial *945*20*ID Number#,(For Example, *945*20*01234567890# then follow other instructions made available to you.

How to Pay for Swift 4G Broadband Subscription Using USSD

Dial *945*21*ID Number*Amount#,(For Example, *945*21*01234567890*2500# then follow other instructions made available to you.

How to Pay Profiled Merchants Using USSD

Dial *945*22*Merchant Code*Amount#,(For Example, *945*22*0123*2500#, the merchant code here is 0123, so you could check for other merchants and get their codes, then follow other instructions made available to you.

LCC Payment Using USSD

Dial *945*23*LCC Account Number*Amount#,(For Example, *945*23*0123456789*2500#, the LCC Payment amount here is 2500 Naira, then follow other instructions made available to you

 

Create Wema Bank Savings Account Using USSD

Dial *945*1# on the mobile phone number you want to use to open your Wema Bank account and follow the instruction carefully OR Dial *945#  and the press the number 1 on the mobile phone number you want to use to open your Wema Bank account and follow the instruction carefully.
If it doesn’t work, you then have to register the number by dialing, *945#.

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